Libertyville Savings Bank

When I was a child, we heated our home with wood.There was a wood burning stove upstairs and one downstairs.There was electric heat throughout the house, but it was expensive and certainly did not provide the learning and work ethic training opportunities that wood did. J It seemed like every Sunday morning, as soon as good daylight was available, Dad was rattling our chains to get up and get going for wood duty.Mom packed a picnic lunch and dad hitched up the log splitter.We kids were responsible for dressing appropriately, having our gloves on hand and being ready to work…hard.I hated it.We spent a good part of the day out in the timber with smoke puffing out of that log splitter (which Dad still has btw), the chain saw only stopping to refuel and bows in our backs.Back then, I thought it was pure hell. Nowadays, a nice winter day in the timber, breathing fresh cool air and working up a sweat is exactly what the doctor ordered!Sun or snow, it doesn’t matter.Cold is fine and wind not u…

Did you know by the time February rolls around 92% of people have given up on their resolutions? Rather than making an enormous resolution, try setting smaller goals along the way. Health comes in many forms such as physical, mental and financial just to name a few. Check off some of these tasks and it will leave you feeling like you have crushed major goals!

___ Complete an annual review of your will/estate. ___ Schedule your annual health check-up. ___ Make sure all of your accounts are set up with the proper beneficiaries. ___ Check that your home computer is up to date with the latest anti-virus protection. ___ Scope out your credit report. You can get a free report annually at www.annualcreditreport.com/ ___ Assess your retirement plan. If you are saving for retirement you need to check out where you stand at least once a year. This way you can decided if you need to be contributing more or tweaking your plans and investments. ___ April 15th is right around the corner. Start gatheri…