Where does the time go?

I can’t believe I’ve been with Libertyville Savings Bank going on 5 years March 2020! When I try to think back to my first day, I remember a whirlwind of visiting all our office locations and meeting every single employee.I was sure I would never be able to remember any of it.Now all of those faces I ran into that first day have become a second family to me.
As I think back Kael, my baby, was just starting Kindergarten.Liam had made the leap to first grade and Cullen had just started junior high.We were all starting a new chapter in our life as I had been a stay-at-home mom previously.Five years later, they’re growing into young men/boys that I’m proud to call my own.Being a mom of 3 boys is a constant challenge.They try my patience one minute and melt my heart the next.
More changes will be coming in the next few years as I see our office in Keota change locations.I’ll have one graduating from high school next year.I just hope time doesn’t fly by as quickly as these last 5 years have…

15 years and counting...

It is amazing how fast time passes. For me it is hard to believe that I have had the pleasure of working in the banking industry for 15 years. So much has changed in banking since my start in 2005. Many new and different regulations, the way that the examiners look at customers and their business, and the way the economy can influence examiners on what is acceptable and what is not. I am grateful for being able to start my career with a community bank and always be able to say I am a community banker.
As time goes on, I look back to the customers I started working with and the new ones along the way. So many of these people have been influential to me and have helped me to grow in my career and my personal life. I have seen and been a part of many joys and successes with my customers. It is so exciting to be able to help someone buy their first farm, piece of equipment, or home!
With the joys also come the sorrows. The loss of a customer due to death, or divorce. Some operations rec…

Small random act of kindness

A few weeks ago, my son Drew came home and told me he had taken his girlfriend out for supper. We had the usual conversation of where did you go, what did you have, was it good? He answered all those questions, then he said something that caught me totally off guard.He said that when he went up to pay for his meal, he told the person at the register to add in the elderly couple’s meal that was in the restaurant. I must admit I was a little taken back when he told me this.I asked him if he knew the couple and he said no.He said he just thought it would be a nice thing to do.
I responded with the comment that small random acts of kindness can go a long way in making someone’s day.As a parent you always want your children to do the right thing and show kindness.I am so proud of him to take it upon himself and pay it forward to someone that he didn’t even know.
This kind gesture is proof positive that maybe all of my lectures didn’t just go in one ear and out the other. By: Jennifer Marti…

Protect Your Identity This Tax Season

Taxes are due April 15, and as busy professionals work to complete their tax returns, cybercriminals are stepping up their identity theft efforts. We want to make sure our customers know how to spot potential identity theft scams this tax season. It’s easy to let your guard down during a busy time like tax season. Cybercriminals take advantage of this, so it’s important to be alert to the types of fraud that are common this time of year. IRS impersonation scams involve phone calls or emails from someone claiming to work for the IRS. They may tell the victim that there is an issue with their tax return or that they need to update tax filing information. Following are tips on how to spot these scams. ·Don’t trust emails or phone calls. The IRS will not contact you by email or by phone to confirm information on your tax return. Ignore any such communications, and report suspected IRS impersonation scams to the IRS. ·Protect your Social Security number. If a criminal obtains your SSN, they …

Enjoying the Simple Things in Life

In September I celebrated a significant birthday – the big 50!I’m not one who gets too worked up about getting older, I would rather focus on being thankful my feet still hit the ground each morning.When my husband asked how I wanted to celebrate my milestone birthday, I requested to keep it simple and fun.After pondering a few options, my party of choice consisted of the following: Guest List:My husband and myself Location:Clay County Fair Party Food: Concession Food Birthday Cake:A Spudnut Doughnut (more concession food) Present:A $28 ticket to see Maddie Poppe in concert that evening.If you don’t know Maddie, she won Season 16 of American Idol and is from Clarksville, Iowa.
As the celebration came to a close and I reflected on my day, here were some takeaways:1) you must pick your corn dog stand wisely; 2) a walk through the animal barns resulted in a miniature horse and Holland Lop bunny being added to my “someday” wish list; 3) Maddie is amazing!She performed a full concert despite wa…

IBA Board

In May I was selected to be a board member for the Iowa Bankers Association and my 2-year term as a board member started in October of this year. I am honored to serve the association in this capacity, and I am looking forward to the opportunity. Before I was elected to the board, I served on the Legislative Committee for the association. In this roll I helped select positions the IBA would take on certain political issues. I had several opportunities to work with our elected officials at the state level and went out to Washington D.C. once to meet with our federally elected officials. The legislative committee was a very interesting roll and I learned a lot about the association and issues that were important to our industry. The legislative committee was a passion of mine and I will continue to work with our elected officials to advocate for our industry. In my new roll on the board of directors I am looking forward to giving back to the banking industry which has provided me with m…

….where the deer and the buffalo roam! Where seldom is heard…..

This past week I got the amazing experience to travel to Montana with my Aunt Jill and my mother Laura. I have always wanted to take a trip out there, especially after my aunt and mom had been out there a few years ago. This trip was filled with new experiences, amazing people, beautiful scenery, and a lot of laughter.
When we got to Montana my mom and my aunt Jill’s friend picked us up at the airport in a truck and trailer loaded with a horse. Needless to say, I felt at home from the beginning. Sadly, the weather did not cooperate with us the first few days. We spent some time seeing the amazing scenery full of mountains, valleys, and all sorts of wildlife. Eventually when the weather did clear up, we got to go riding. This was easily the best part of the trip for me. I could spend my life in a saddle, and I would be happy.
We spent the first half of our week at a beautiful ranch of one of our friends, riding, shooting prairie dogs, spending a lot of time with some great people laughin…