Showing posts from July, 2017

Paying at the Pump

What is the safest way to pay for fuel at the pump?   We recommend that you ALWAYS run your debit card as a “credit” when paying at the pump.   There are a couple important reasons for this recommendation. First, when you run your debit card as a “debit” the gas station can pre-authorize $50 - $100 on your account to ensure that funds are available to pay for the fuel that you are about to pump. These pre-authorizations can be held for up to 3 business days on your account. If instead you run your debit card as a “credit” the gas station will only pre-authorize $1 on your account.   Second, and most importantly, these machines are not monitored 24/7. If you select “debit” you are using your pin to pay at the pump. Someone could have put a skimming device or a camera on the pump which could not only obtain your debit card number, but your pin number as well. With that information, they can then create a fake duplicate card. The fake card could be used to withdraw cash at an ATM or


“Your life doesn’t get better by chance; it gets better by change.” – Jim Rohn             Change is something most people fear. I, on the other hand, have always embraced change. I have always wanted to see if I could help make things better, faster, cheaper, etc. When I was a kid, I modified my family’s golf cart to be the fastest cart on the course. Through high school, I worked for my father’s company as a surveyor. He encouraged me to find ways to work quicker and get more done. He’d always say, “You have to crack an egg to get an omelet!” Sometimes, I would find ways to get the job done faster just to go home sooner. Today, I spend my time finding or tweaking products and processes to make sure that we are meeting our company goals. I love efficiencies. I love looking at a process and trying to figure out how we can make it better. As a person who loves change, I am often taken aback by those around me who fear or avoid it. I remember being a young 20 something kid, fresh